Legal Question in Consumer Law in Florida

My daughter has a car loan. She will periodically get behind in her payments. Unfortunately for me, I'm listed as a "contact" on her loan paperwork. When ever she�s delinquent in her payments, they loan company calls me to contact her. The last time this happened, they called me THREE times! The first time they left a message on my machine. The second time I actually talked to the lady and TOLD her I would give my daughter the message. The third time which was the next day she left ANOTHER message on my machine! ENOUGH already! I feel like I'm being harassed even though I'm not the one that is on the loan. What are my rights?


Asked on 8/19/09, 2:44 pm

1 Answer from Attorneys
Sarah Grosse Sarah Grosse, Esquire

Three phone calls is not really harassing, although I realize it is inconvenient. If you are listed as a contact on your daughter's loan paperwork as a place your daughter may be reached, they may continue to call your number to try to reach your daughter. If your daughter no longer lives with you or cannot be reached at your phone number, tell the creditor that. It may be a violation of the Fair Debt Collection Practices Act if they continue to call you after you have informed them they cannot reach your daughter at your number.

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Answered on 8/20/09, 3:23 pm


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