Legal Question in Consumer Law in Florida
I was divorced about 3 years ago. In the divorce decree, it stated that my ex spouse is 100% responsible for a vehicle. After the divorce, the ex had the lending company remove all my contact info from the account. Now, the ex is behind in the payments and it is being reported on my credit report. What or IS there anything that I can do? I have already tried calling and speaking with the lending company, and the ex. At the time this happened, we both lived in Texas. We now both live in different states.
3 Answers from Attorneys
Assuming your name was no longer on the loan, write a letter to the credit agencies and copy the loan company as seen in my web site www.ConsumerLawyerHelp.com under sample letters.If that does not work, seek a consumer lawyer who handles these matters. If you cannot find one, send me an email and I will refer you to one. Want to know the law about credit and other areas of law? If so, sign up for a free newsletter at ConsumerLawyerHelp.com.
If you are still on the loan, you are still responsible for it to the bank. Your ex would be responsible for the amount paid by you.
You can dispute it. Check the loan to make sure you did not cosign it. If you did, you may have to pay the bank, and then try to get reimbursement from your ex. Regards,
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