Legal Question in Consumer Law in Florida

Re: Lawsuit

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Absolutely not. You must be kidding to think that you can charge the lender for a car that you purchased or leased, have not paid on and have offered to turn back in to them. You are responsible for all payments on the car until it has been repossessed by the lender and sold at auction. At that time, they can also seek any deficiencies from you.

Scott R. Jay, Esq.

Re: Lawsuit

No, you may not. Until it is physically repossed, the car is yours to use as you wish. There is no reason to "park it." Giving up the car does not eliminate your debt. You will still owe what is left on the note, plus attorneys' fees, minus a credit for whatever the car sells for at auction. Contact the plaintiff and try to work something out.