Legal Question in Consumer Law in Florida

Leased van

I was paying on a late payment by send $50 dollars extra each month and had it payed down from $350 to $290. I was then called and told I had to come up with the balance because they didnt want to accept the $50dollars. I could not do that at that time so the man I was talking too and his supervisor both got on the phone scared me so bad by the things they were saying to me that I took the van back to the lot and left it there. The things they said to me was so embarrassing to me I felt like trash. I got so upset each time they called that I wouldnt accept the calls because I knew what they were going to say. The van has been sold and they will let me know what I owe. I dont feel I should pay them because they didnt want to take my payment before. I just dont want to deal with this company. Chrysler


Asked on 6/09/07, 9:23 am

1 Answer from Attorneys
Scott R. Jay Law Offices of Scott R. Jay

Re: Leased van

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

You do not have the right to cease payments because you are upset. You must make the payments or you will have negative information on your credit report which will affect your availability and cost of credit in the future.

The agency might have violated the Fair Debt Credit Practices Act. There are penalties against the creditor for abusive acts. I suggest that you meet with an attorney who deals with this area of the law to discuss your legal rights and obligations.

Scott R. Jay, Esq.

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Answered on 6/09/07, 3:42 pm


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