Legal Question in Credit and Debt Law in Florida
4 years ago my ex-husband took out an online payday loan, they are now coming after me for the loan payoff and are telling me that if I do not pay I can go to prison for 5 years. Are they really able to legally do anything to me?
3 Answers from Attorneys
This is a clear violation of the FDCPA. See a consumer lawyer in your area. To find a consumer lawyer in your area, go to
http://naca.networkats.com/members_online/members/directorya.asp?token
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You cannot go to prison for unpaid debt, and unless you are on the promissory note you are not liable for your ex-husband's debt. They are in violation of the Fair Debt Collection Practice Act and should be reported to the Florida Department of Consumer Affairs immediately. The phone number is 1-800-435-7352.