Legal Question in Credit and Debt Law in Florida

Re: Cant afford auto anymore

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Unfortunately, you are obligated to pay for the car. You cannot legally call up the dealer and demand that they take it back. The chances are that the loan papers are owned by another company who is actually making the calls to you.

The only way you can get them to stop is to ask them to put everything in writing or to retain an attorney and ask that all calls go to your attorney. Short of that, the creditor has the right to try and collect on what is owed to them.

Scott R. Jay, Esq.