Legal Question in Credit and Debt Law in Florida
In April of 2011 I had a riding accident and was Medflighted to the hospital. At the time of the accident I tried to get the paramedics to take me to hospital but they put me on helicopter anyway. I knew this would be a large bill even though I had insurance. After 2 appeals to Blue Cross they only paid $6,000 out of a $18,000 bill leaving me with $12,000 balance since it was considered out of network. I have been on a payment plan of $100 a month which is what I can pay since I have the $10,000 in network balance to pay also. When I called to make my payment last week I was told this amount was only to be a temporary payment plan and now I needed to pay at least $185 a month or they would turn me over to a collection agency. Why when I am making payments is this true?? I have been advised that this is a scare threat that is used to get more money out of a client. Can they do this and what benefit would it do them when they have a client who is actually PAYING them. thank you
2 Answers from Attorneys
I suggest you see a lawyer about why Blue Cross did not pay more of the bill. This was an emergency from what I read and may be an exception to the rule. You will need to supply the policy to the lawyer.
Scare tactic.
I agree with Mr. Marino - this does not sound right. Further, if you cannot afford to pay this bill when it is an emergency, contact the hospital under their indigent care programs. They may be able to cancel this debt all together.