Legal Question in Credit and Debt Law in Florida

I have a bad debt from 2015, of which I was making pennies at the job at the time; barely making enough to pay my bills. I lost my job in Feb, and am still am unemployed - and have had these lawyers calling me and each time I tell them I am unemployed. I am now being called to small claims court to settle the debt. What do I do since I can't afford to even pay a lawyer to defend myself?


Asked on 11/15/16, 12:55 pm

3 Answers from Attorneys
David Slater David P. Slater, Esq.

Being unable to pay is not a defense. If you have no assets they will be unable to collect. Once you obtain a job, try to settle the matter.

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Answered on 11/15/16, 1:40 pm
DMD PA DMD Law, PA

You also have the option of claiming bankruptcy. Chapter 7 would be the way for you to go. That will wipe out all your debts, with a few exclusions. If you decide to do so, then you need to do so before you go to small claims court.

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Answered on 11/15/16, 2:15 pm
Lucreita Becude Lucreita D. Becude, P.A.

Were you served papers? If not then ignore them for the time being. If you were served papers to appear for a hearing, then appear at the hearing , tell the judge you are the breadwinner of the family and have no funds. Debt may be wiped out.

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Answered on 11/16/16, 5:32 am


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