Legal Question in Credit and Debt Law in Florida

Bank leasing payments not recorded and long-term harrassment

Leased car through a dealer/national bank. After six months received call of no record of payments. Had to fax all proof of payments - cash, check, money order, western union - from that time till car stolen two years from month of purchase. At time of theft/settlement lease payments ahead by over $1,300 and were current for entire time. Credit marred from early on, to date. Insurance settleed with amount erroneous. Settled with figures showing past due pmnts and late charges. Credit still marred - cannot get a car. Went to OCC and FL Dept of Agric with most issues straighted out. Is it legal to be harrassed, have credit marred - showing ''Pays 31-60 days'' - current during whole lease? Legal to settle insurance for theft with erroneous figures? Legal to call/send note every month saying we are behind and will repossess? Cannot afford attorney - but mediators are not helping my damaged cr hist or my personal welfare during harrassment or not able to get a car due to credit report. HELP!! Any suggestions??


Asked on 2/03/01, 4:06 pm

1 Answer from Attorneys
Anthony Comparetto Comparetto Law Firm

Re: Bank leasing payments not recorded and long-term harrassment

You can have an attorney file a fair debt collection lawsuit. They do it on a contingent fee, just like a personal injury lawsuit, and will recover damages for the harrassement. A.J. Comparetto 727-327-7900

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Answered on 3/19/01, 11:01 am


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