Legal Question in Credit and Debt Law in Florida

Bi-polar and debt liability?

My wife had credit cards open previous to her bi-polar diagnosis, but shortly before she was officially diagnosed she went on a spree, which is a sign/symptom of the disease. What is our standing with getting any debt's waived? What options may we have? We have 2 trips to the emergency room, 2 ambulance trips, a 3 and a half day stay at a Crisis Stabilization unit, as well as numerous Dr. visits. Thank you for any help.


Asked on 7/03/07, 7:11 pm

1 Answer from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: Bi-polar and debt liability?

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such nformation, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

You have little chance of getting any debt waived. The charges were made and signed for. Your wife's condition will not legally excuse the obligation to pay regardless of how many trips to a doctor or hospital there may have been. Frankly, the creditors would respond to any arguments that you might raise that knowing your wife's condition you were irresponsible in providing her with credit cards. I would suggest that you try to work out a payment schedule if you cannot afford to pay the debt all at once.

Scott R. Jay, Esq.

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Answered on 7/03/07, 9:06 pm


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