Legal Question in Credit and Debt Law in Florida
Hi - my brother in law is on disability he gets about 1000.00/month. he came into a small inheritance of $ 18,000.00 and purchased a car out right with that money. Now the police are at his house repossessing the car for outstanding credit card debt for 15 years ago, can they do that?
1 Answer from Attorneys
Yes, but not for reasons you stated. The much more likely reason is that this credit card debt from 15 years ago was reduced to judgment, and a judgment is good for 20 years. Since your brother bought the car outright, there was no lien on it. Consequently, when the judgment holder discovered he had a new car without a lien, they were able to get the court to issue an order that allowed the sheriff to take the car (repossession is what the lienholder does). Very much legal.