Legal Question in Credit and Debt Law in Florida

I took out a car loan with chrysler financial in 2002. I made my last payment in 8/2007. I thought my account was paid off. I don't remember if I got the title to the car or not. Today, Jan. 12, 2012 I call chrysler financial to get a copy of the title and was told the I need to call TD auto financial( they are handling the auto financing for chrysler). I called and they proceeded to tell me I still owed $1100.00 on the loan. I ask what the $1100.00 was for and they told me to call back in 24hrs because the loan is so old all the paperwork is in their achieves. I never recieved a phone or letter stating I still owed them money. I have not moved from my present address and still have the same phone number. I did claim bankrupcty in 2003 and I still was paying on the auto loan every month to keep the car. If i was late with a payment they would send me a letter telling me they were going to repossed the car if the payment was not made. Do I have any legal recourse or is there some sort of statue of limitations?

Asked on 1/12/12, 7:47 am

Dana Manner Dana L. Manner, P.L.

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0 attorneys agreed

It seems from your description that the statute of limitations may have passed already. Consult with an attorney.

Answered on 1/21/12, 10:50 am

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