Legal Question in Credit and Debt Law in Florida
A cash advance company is threatening to take me to court from a 2008 cash advance loan in South Carolina. By the way, I was certain they already took this money. I was told that they really can't do this, because they are giving you money when they know you don't have it at the time of the loan. Are they in violation since they have you write a check for future money anyway? If they do sue, would I be issued a warrant for my arrest if I don't appear in court? Also, what types of companies can issue a warrant for your arrest for loans? I have no job and am in the process of trying to find one. I don't want something criminal to happen and have a background. I didn't intentionally not pay any debts, I just didn't have the money nor do I have it now.
2 Answers from Attorneys
Unless you've been making recent payments, the statute of limitation has long passed, at least in Florida. Perhaps this company can sue you in South Carolina, but I rather doubt it. All that stuff about future money is nonsense; none of it is even close to being true. You cannot be arrested for not showing up to court on a money debt to a company.
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