Legal Question in Credit and Debt Law in Florida

Re: Can chapter 7 be limited to ONLYL medical bills

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Bankruptcy cannot be limited to only one creditor - it covers all. All assets and debts must be listed and treated equally. The laws changed in the past few years and there are new rules regarding who must file for what. You should meet with a bankruptcy attorney and discuss your particular situation to find out if bankruptcy is a viable answer to your problem (which it may not be) and, if so, what chapter you would have to file based on income.

Scott R. Jay, Esq.