Legal Question in Credit and Debt Law in Florida

Citi Bank got an attorny to collect through court a 27 months past due credt card debt of $24,922.98.

I stop making payments after I was hospitalize for chest pains, high sugar and high blood pressure.

After being out on sick leave, and twice to the operating, I was terminated on March 21, 2007.

I have been unemployed ever since living off my IRA that just finish in Dec 2009. Presently I am collecting the Emegency Unemployment of $300.00 a week.

In Feb 2007 I ask Citi Bank to refinance my second home so I can pay off the credit card and my first morgage, they said it would not be considered. I call them March 2, 2010 to settled and paid

$200.00 a month. They I would need a 20% down and then they would agree. I told them I don't have that kind of money.

Please what may I do?

Sincerely,

G. Franco


Asked on 3/04/10, 10:42 am

2 Answers from Attorneys
Steven Meyer CPLS, P.A.

It sounds as if you may be a good candidate to file bankruptcy. You should consult with a bankruptcy attorney in your area to discuss your options. Many will offer a free consultation.

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Answered on 3/09/10, 11:36 am
Angelo Marino Angelo Marino Jr. PA

See also a consumer lawyer in your area who may also assist you and even take on your case without a fee if the facts are right. For a consumer lawyer in your area, go to

http://naca.networkats.com/members_online/members/directorya.asp?token=

Want to know the law? Sign up for our free newsletter on varies areas of the law by sending an email to [email protected] and requesting the newsletter, or go to www.ConsumerLawyerHelp.com

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Answered on 3/09/10, 1:51 pm


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