Legal Question in Credit and Debt Law in Florida
They claim they didn't receive cancellation letter
I agreed to a deposit of $560 for an internet moving company's services (out of Florida) in September. I received the contract, but never returned it or the signed credit card receipt because I mailed a cancellation letter instead. A charge showed up on my credit card bill. They claim they never received the letter, and that I should have sent it certified as proof, which I did not do. I began receiving letters from a collection agency (in Calif.), like they were trying to double bill me. I got the credit card charge removed, but the last collection letter states they are going to take legal action. I fear they may be pretending they didn't receive the letter just to make a buck. It could have gotten lost in the mail, especially since the WTC bombings were affecting mail service. Whatever the case, what are my options? I have always had excellent credit and I can't believe something like this may ruin it. Also, will the dispute alone go on my credit history? Thanks for your time.
1 Answer from Attorneys
Re: They claim they didn't receive cancellation letter
You need to document your position by objecting in writing...certified mail to the collection agency and the moving company. They can always sue or place it on your credit but you must dispute, dispute, dispute in writing. Anthony J. Comparetto, Esq., 727-328-7900 www.helpwithlaw.com