Legal Question in Credit and Debt Law in Florida

I had a collection agency call me today, claiming I had a bad check at a payday loan store from 2002. This may or may not be true as I have had a payday loan in the past, but thought they were all paid. I told the gentleman, i had no idea what he was talking about and he immediately got aggresive. He started to threaten legal action claiming check fraud. I told the agent that I have no problem paying the debt if he could provide some type of documentation (cancelled check) with my signature. He asked if I was ready to settle the debt, and I repeated my request for documentation. He then started asking if the social he had on me was correct, and if I had lived at a certain address and I said yes. He then told me a bunch of dates for the transaction, but I am still not recalling the debt. Once again I am not against paying the debt if it is mine, but I really want to be sure it is mine. What avenue do I take to ensure it is mine?


Asked on 7/22/10, 1:24 pm

1 Answer from Attorneys
Angelo Marino Angelo Marino Jr. PA

statute of limitations probably has passed. See my website re collection activity. Want to know the law? Sign up for our free newsletter on varies areas of the law by sending an email to [email protected] and requesting the newsletter, or go to www.ConsumerLawyerHelp.com. See www.FL-PI-Lawyer.com for your personal injury needs.

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Answered on 7/23/10, 5:15 pm


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