Legal Question in Credit and Debt Law in Florida
A collection agency was hired to collect an outstanding debt I owe. I do not believe the collection agency is abiding by the consumer laws and regulations. First of all I agreed to make a payment and they asked me to give them the info and they would process the payment on the agreed date which they did not do. They refunded me the charges incured but, then they took another payment without my authorization and again I incured many more charges. Since I did not agree to this second payment, I do not have a written agreement for payment, no signed authorization nor do I have a judgement against me. Are they allowed to take money out of my bank account without my authorization? Am I correct?
Please Help........
2 Answers from Attorneys
You are correct unless you have an agreement and provided it with a release to obtain the money. Without it, they are wrongfully garnishing and or attaching your money.
see www.ConsumerLawyerHelp.com
Only if your credit agreement permits it.
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