Legal Question in Credit and Debt Law in Florida
Collection Attempt over seven years old
I am currently a MD resident. During 1994-1995 I lived in Plantation Florida. I received a collection attempt from Florida From 1995. Since this claim is over seven year old, I have no way to prove I paid it. I do not have Cancled Checks, bank statments, Bank name or account. Can they collect this from me?
3 Answers from Attorneys
Re: Collection Attempt over seven years old
The statute of limmitation , if it is applicable to you, provides an absolute defense to the alleged claim. Also, if it is applicable, you would have a claim for violation of the FDCPA. See your local competent creditors' rights specialist.
Re: Collection Attempt over seven years old
You should at least contest the debt, if in fact you paid it. Your message is not clear on that.
Re: Collection Attempt over seven years old
Unless they have a judgment against you the debt is stale and you needn't pay.