Legal Question in Credit and Debt Law in Florida

Can a collection attorney still try to collect on an account that the company it supposedly represents has charged off as bad debt? They're trying to collect the full amount plus interest.... ? My credit report states that the company has charged it off and it shows as a "bad mark" on my credit report.


Asked on 6/11/11, 10:46 am

1 Answer from Attorneys
Angelo Marino Angelo Marino Jr. PA

Yes. "Charged off" only means that your debt is past 180 days due. It does not mean that they wrote off the debt. See my website for information on defending consumer collection cases and a lawyer to help you. Many of these cases can be defended and won with the right facts and lawyer. See www.ConsumerLawyerHelp.com

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Answered on 6/12/11, 5:20 am


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