Legal Question in Credit and Debt Law in Florida

Collection Fee

How many times can a company charge a collection fee? For example charging $50 collection fee then charging late fees, then charging a collection fee again but still charging late fees. I have checked the federal debt collection laws but nothing states about a collection fee. Please advise. This is for maintenance fees in Florida on a timeshare which was paid but I am still being charged an additional $50 collection fee.


Asked on 6/23/09, 5:35 pm

1 Answer from Attorneys
Cary Moseley Law Office of Cary Powell Moseley, PLLC

Re: Collection Fee

While I am not admitted to practice in Florida and while you have not given us facts to make a reasonable determination as to which state's law may apply, you should consider having an attorney review the contract and law with you. The Fair Debt Collection Practices Act applies to debt collectors (the collection company, which is different from the creditor). Collecting unlawful fees may constitute fraud, etc., and/or may also be a crime. Good luck.

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Answered on 6/24/09, 7:30 pm


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