Legal Question in Credit and Debt Law in Florida

Collection from Judgement from 1988

I have recently been contacted by a debt collection agency pursuing collection of a judgement made against me in 1988. Way back then and for years afterwards, I was in financial straits and was unable to pay. They are now threatening to garnish wages, take property etc. They are asking that I respond within 30 days acknowledging or disputing the judgement. Also, I have a credit monitor that tells me if there has been activity on my credit report. Apparently, the bank that issued this judgement pulled my credit two weeks ago. My questions are: are they legally allowed to pull my credit report now and how should I respond to the collection agency?

Thank you very much.


Asked on 1/11/06, 10:00 pm

1 Answer from Attorneys
Samira Ghazal Ghazal & Gomez, P. A.

Re: Collection from Judgement from 1988

When attempting to collect a debt, a debt collector is allowed to pull your credit, but I still believe both acts you described are questionable. I think you need to contact local counsel to represent you so that you defend yourself from the debt.

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Answered on 1/12/06, 9:32 am


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