Legal Question in Credit and Debt Law in Florida

Collection after 5 years

Back in 2001, I acquire the services of a dating agency, we sign a contract stating that I would receive six referrals, out of which I only receive the firsttwo,I contacted the company and explain the situation and that I was unsatisfied with the service and wanted to cancel my contract. They explained me that I could cancel my contract but had to pay the remaining of the money which at the time was about $ 700.00, we reach a verbal agreement over the phone that they would reduce the total amount to $ 500 if I where to pay it right away, which I did. Now five years later I receive a call from the company’s lawyer, stating that I owed the company $ 2000.00 and if I didn’t pay, they would contact place of work and garnish my pay.

My question are can they after 4 years still garnish my pay, and why this is the first time they contact me regarding the issue and what can I do. I know I pay the amount we settled on, but after five years, I do not have the check numbers or any of the info to fight this.


Asked on 3/01/06, 1:56 am

1 Answer from Attorneys
Samira Ghazal Ghazal & Gomez, P. A.

Re: Collection after 5 years

My first question is are they really an attorney? Many times, debt collectors will represent that they are when in fact they are not. This is a clear violation of the FDCPA. What that means is that they are violating YOUR rights and you may have the right to sue THEM. If successful the maximum statutory fine is $1,000 even if you OWE the money.

Please visit my web page www.FLORIDACREDITLAWYER.com and read under "articles"as to what debt collectors are NOT allowed to do.

I am interested in discussing your case over the telephone free of charge. Please call my office at 305.860.1221.

Samira Ghazal, ESQ.

For the Firm

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Answered on 3/01/06, 10:28 am


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