Legal Question in Credit and Debt Law in Florida
Credit Card Debt
Dear LawGuru,
My husband recently passed away and had about 4,000 dollars in credit card debt. These accounts were in his name and NOT joint accounts. My husband did not have a will and we have a mortgage on our house. Am I responsible to pay his debt that i had no part of? Will I be sued? Can they go after the house?
1 Answer from Attorneys
Re: Credit Card Debt
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No, you are not responsible to pay for your deceased's husband credit card debt unless it can be proven that you agreed to do so by joining in on the credit card application or somehow guaranteeing his debt at some point. You might get sued, but the credit card company can do nothing to you and will lose in court. Your home cannot be touched as it is your homestead and protected under Florida law.
Scott R. Jay, Esq.