Legal Question in Credit and Debt Law in Florida

Forget the issue concerning the statute of limitations. The reason I say this is that the statute of limitations many times is controlled by the agreement you signed. For example, even though you may have taken your credit card out while a resident of Alabama, the contract may say another state's statute of limitations applies. This has to be figured out by examining the contract you signed. However, these cases are won and lost generally not on the statute of limitations. I strongly suggest that you contact a consumer lawyer to represent you in this matter. I handled these cases all over the state of Florida and have yet to have lost one case. I do not take all cases. Nevertheless, you may choose to hire someone in your area. Go to www.consumerlawyerhelp.com and look for a NACA a lawyer in your area by clicking on to the NACA link.

Good luck.

Agreed. Regarding the summons and complaint, it is important to answer it

and to appear for any hearings. Such debt collectors thrive on obtaining

summary judgments when defendants decide not to appear in court or

even answer the complaint. Of course, you should be represented by

an experienced attorney in debt collection; you might visit a site with

which I have no connection but has excellent information:

http://www.consumerlawyerhelp.com/ And the statute of limitations is

just one of several possible defenses.

What court? Florida or Alabama. Florida courts should use the shorter of the Statute of Limitations.

Do not default.

It also does not sound like they have good service of process on you. Feel free to contact my office for a free consultation. www.behrenlaw.com