Legal Question in Credit and Debt Law in Florida

credit card debt and summoned

I have 1 county civil summons and 3 small claims I defaulted credit cards in 2004 and 05 when I became hospitalized. Due to my health I have had to file for sos. sec. disablity and have not been granted disability benifits yet. I have no monies, property or assets other than my 12 yr. old vehicle paid for. In Fl. if a jugement rules against me, can they take my car and garnish soc. sec. monthly payment should I be declared disabled.


Asked on 9/30/07, 6:31 pm

1 Answer from Attorneys
Scott R. Jay Law Offices of Scott R. Jay

Re: credit card debt and summons

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

You are allowed a certain amount of exempt assets. Based on the value of the car, it may be exempt from claims of creditors. Social Security benefits are always exempt.

Scott R. Jay, Esq.

Read more
Answered on 9/30/07, 10:28 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Florida