Legal Question in Credit and Debt Law in Florida

Credit Card - PreTrial Conference?

I was given a Notice to Appear at a Pre-Trial Conference over a $2900 cc debt in Palm Beach County.

They state under Jurisdictional and Factual Allegations that i requested a credit card and used it to make purchases. They claim i will be unjustly enriched at their expense.

1. I never requested, inquired or received a credit card from Aspire.

2. I never made or attempted to make a purchase on an Aspire cc.

3. August 2003 was the last purchase according to their Transaction History.

4. The transaction history provided in the complaint was not for an Aspire cc.

5. 3 times they have reported this account to all three credit reporting agencies.

6. All 3 times i had them removed from my credit reports because they could not provide proof it was mine.

What should i do with this case?


Asked on 6/22/07, 2:26 pm

1 Answer from Attorneys
Scott R. Jay Law Offices of Scott R. Jay

Re: Credit Card - PreTrial Conference?

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such nformation, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Go to court and explain to the judge exactly what you have said here. If the other party cannot prove its case, you will win. Alternatively, if they can, a judgment will be entered against you which will go on your credit report.

Scott R. Jay, Esq.

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Answered on 6/22/07, 6:43 pm


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