Legal Question in Credit and Debt Law in Florida
credit debt collections
I have received a request for a pretrial appearence in court from a collection agency which purchased a charged off debt from a credit card company several years ago. It was my understanding that as I have no contract with any agency other than the original credit card company, I should owe nothing to a collection agency which purchased the debt. Is this correct? What should I do?
1 Answer from Attorneys
Re: credit debt collections
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No, this is not correct. Debts can be sold and the buyer has all the rights of the original owner of the debt. If you do not appear in court, a default judgment will be entered against you and it will show on your credit report. This would not be a smart move on your part.
Scott R. Jay, Esq.