Legal Question in Credit and Debt Law in Florida
Credit question
I had just recently married my second wife. She had not informed me of her total past debit on her credit cards. I was under the assumption that she had only $5000 to $7000 in debit when We got married. I had helped her pay off over $4000 in her debit by taking ona loan in my name and giving her the money to pay the debit. She currently has Over $7000 in debit yet. I keep asking her if I can see her credit card statments but I get the run around and the subject is changed. I am
begining to think that she has more debit than I think she has. My question is Am I responsible for her debit and can my credit be damaged if she does not pay her debit. As far as I know my name is not on any of her cards or accounts.
2 Answers from Attorneys
Re: Credit question
Unless you agreed to pay, you are not responsible for her debts. If you apply for credit, in your name alone,her debt should not effect your credit.
Re: Credit question
Hello, in Florida you are not responsible for your wife's debt (except for medical bills and necessities) unless you sign also. It will affect when you apply for joint debt in the future. You may want to go to our website www.helpwithlaw.com and sign up for our FREE online newsletter on getting out of debt. A.J. Comparetto, Esq. 727-328-7900