Legal Question in Credit and Debt Law in Florida

creditor judgment

I am being sued by Chase bank for a debt that I couldn't pay. I have tried to resolve this issue and many other creditors have settled, but I didn't have the money for them. I went throught a horrible divorce and have extensive medical issues, insulin dependent. I have a court date of 9/25/07 and a judgment was issued. What happens if I don't show up and is there anything I can do to help my case. I don't want my wages garnished as I don't make enough money to support myself as it is. I have extenuating circumstances will a judge listen or even care. What are my options since I can't afford an attorney.


Asked on 8/29/07, 11:50 pm

1 Answer from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: creditor judgment

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

First, judges will listen to you in court, so definitely go and tell your story. Second, your options are few if you do not have the money to pay or make payments. Third, just because you are insulin dependent, you will not be treated any differently or receive any special treatment from the court. Fourth, your wages cannot be garnished if you qualify as the head of household under Florida law.

Good luck.

Scott R. Jay, Esq.

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Answered on 8/30/07, 12:53 am


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