Legal Question in Credit and Debt Law in Florida

Re: creditor never responds to validation letter.

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The credit bureau is supposed to delte any negative information on your credit report which is not verified within 30 days of a request. I would send each bureau a certified letter telling them you will hold them respobsible for damages under the Fair Debt Collection Practices Act if the improper or unverified information is not removed immediately. That should get their attention and hopefully, immediate relief.

Scott R. Jay, Esq.