Legal Question in Credit and Debt Law in Florida
My daughter was involved in an auto accident where the at-fault driver ran a stop sign and t-boned her. Our car was totaled and she was transported to the emergency room. She hired a lawyer to represent her in this case. The lawyer�s office instructed her to go to rehab services. After two months the case was determined a wash due to the fact that the at-fault driver had no insurance coverage and the case was dropped.
At that time she discontinued rehab because of no insurance.
Our auto insurance paid $10,000 toward her medical bills and then her health insurance paid the majority of the rest for the emergency service she received in the emergency room. But this has left us broke and struggling to get by. She has just received a bill for almost $12,000 for the rehab and from what I understand they do not accept medical insurance. Without a job, loss of transportation and continued pain from the accident, she has no way to pay the bill. What course of action would you recommend?
3 Answers from Attorneys
Sue the at fault driver for reimibursement.
File a civil suit against the at fault driver - what is wrong with your attorney for not following through with this?
No personal injury lawyer is going to take your case if the at-fault driver had no insurance. However, check to see if you have uninsured motorist coverage. If you do, then you have a claim against your own insurance company.
If you do not, most rehab places will compromise their bills. Also, ask your insurance company if the providers charged fees contrary to the law. You are only responsible for 20% of the amount the insurance company agreed to pay up to $10,000. So if the bill was $1000, but your pip carrier only felt $500 was appropirate under the law, you only owe $100. Also this reduces the amount owed. In addition, many of these charges may have been unnecessary. Good luck. Your prior lawyer should help with all of this.
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