Legal Question in Credit and Debt Law in Florida
Debt collection agencies
Dear LawGuru:
Can a collection agency freeze a person's checking account to get money to apply to debts? My balance never reaches $1,000.
1 Answer from Attorneys
Re: Debt collection agencies
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Yes, if the debt has been reduced to a judgment. Unless you can prove that the checking account is comprised solely of the earnings of the head of a household, then it can be frozen and eventually garnished to pay towards or satisfy a judgment.
I strongly suggest that you consult a Florida attorney to discuss how you can safeguard your monies. It would be far cheaper to pay for a consultation now, rather than have to hire an attorney after the assests have been garnished to try and undue the actions of a creditor.
Scott R. Jay, Esq.
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