Legal Question in Credit and Debt Law in Florida

In debt, but someone else's responsibility

Back in November 2006, I applied for a credit card for a David Bridal store just to help my friend (best friend at the time) so she would be able to get her gown. She applied herself for a credit card but it was declined because of her parents messing it up when she was younger. At the time, I made her sign a little paper saying she would pay in 2 months the total amount even though she had 6 months with no interest rate, we are now in March 2007, and she never had a wedding but did get married civil, and she now is pregnant unemployed and repeats to me thats not her fault she can't pay me back. Now, I'm stuck paying this bill and total payment is due by May 2007. She haven't even pay half. I am really cautious with my credit, and I always pay on time. I know the card is under my name but I promise you, I regret doing this first place. I told her how I felt, keep reminding her that its not my fault, that she promised me something and she should pay it all regardless of she has a wedding ever or not. She acts as if she doesn't care and now planning to move somewhere and not tell me.Now I'm worried that she moves,I won't know where to, then I'm really stuck paying that by myself. Before she disappears, I need to act a.s.a.p.


Asked on 3/16/07, 9:47 am

1 Answer from Attorneys
Scott R. Jay Law Offices of Scott R. Jay

Re: In debt, but someone else's responsibility

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

This is a classic example of why you do not lend money (or your credit) to friends. You are legally responsible to pay back the amount charged to David's Bridal - or the company who they arrange credit for customers through.

You can file suit against your friend for the amount owed. A second count would be for breach of the agreement to pay the money back pursuant to the "paper" you had your friend sign.

I agree that you better file it now before she moves otherwise you may have no recourse.

Scott R. Jay, Esq.

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Answered on 3/16/07, 10:35 am


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