Legal Question in Credit and Debt Law in Florida

Old debt inquiry
Aproximately four years ago I went through a pretty nasty divorce. During the divorce my finances got pretty messed up and I defaulted on several of my bills. Rather than filing bankruptcy i just let these bills fall by the wayside. Most of the companies wrote the debt off. I recently had someone contact me (four years later)and advise me that they were an attorneys office and had been retained by another company, in which I had purchased a computer from, to collect the old debt. I understand that i was obligated to pay the debt but I am not in the position to take care of it now. I told them if they could work some payment arrangements out that I would be more than happy to try and work with them. They insisted on a huge portion down, to which i did not have, and refused to make any other arrangments. They threatened that they were going to proceed with a judgement against me. Is there any type of time limitation on their actions and can they still after four years do this to me. Please help!

Asked on 1/27/05, 8:43 pm

Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

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Re: Old debt inquiry

Do not acknowledge the debt. Do not make any payments.

Depending on the nature of the obligation the statute of limitaions is, in most cases, between 4 and five years.

You should consult with competent counsel to review your particular situation.

Answered on 1/28/05, 8:29 am

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