Legal Question in Credit and Debt Law in Florida
can a debt-collection company,garnish your wages for that debt???these are credit card accounts that were written off and sold by the original creditor.thank you
3 Answers from Attorneys
Not without a court judgment.
If they have a judgement against you, yes. See a consumer lawyer and read my website about collection violations and garnishment. Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com.
If they are a granted a judgment from the court, then garnishment is an option to them to enforce the judgment. If you are not aware of the judgment, it is possible they filed a Complaint (initiate a lawsuit against you) and you failed to file an Answer with the court within 20 days; they would then be able to obtain a Default Judgment against you. Should you have any further questions, please feel free to contact me.
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