Legal Question in Credit and Debt Law in Florida
Deceased Debtor Responsibilities
When my father recently passed away, I informed his credit card company that he was deceased. The credit card company informed me the account balance was ''closed'' and to ignore the next statement until account cleared. I received a letter from a lawyer's office addressed to my father, requesting copy of death certificate, however, also inquiring of any filing of estate and ''as to the intentions of the family with regard to the satisfaction of the Decedent's outstanding debts. My question is, what are/if any family obligations financially? The card was in his name only. How should I respond?
2 Answers from Attorneys
Re: Deceased Debtor Responsibilities
Unless the credit card company had insurance to cover debts, your fathers estate owes the $. If there was no will and no estate is being set up in court you can advise the lawyer of same & tell him to close his file. You do not owe the $.
Re: Deceased Debtor Responsibilities
If the estate has non-exempt assets it is responsible. You can send a copy of the death cert. If anything further, consult with counsel.