Legal Question in Credit and Debt Law in Florida

He can try, but suing the family fiend won't get his name off the account. Quite frankly, the credit card company won't care about your father-in-law's predicament because the close friend was a co-owner of the account, and had every right to allow someone else to use the card. The friend wasn't required by law or under the terms and conditions of the credit card account to consult with your father-in-law. Your father-in-law made a terrible decision to open up a credit card account with his friend, and he is getting screwed every which way to Sunday by his friend and this other guy (I feel very sorry for him), but it's not the credit card's fault. Your father-in-law is responsible to the credit card company just as much as the other guy (but the relative of the close friend? he's off the hook completely to the company). Suing the relative could be a challenge, but that's why your father-in-law should call an attorney in his town and discuss his options.