Legal Question in Credit and Debt Law in Florida
My father passed away last June. I notified his creditors for my mom. One of his credit cards that was in his name but she was listed as an authorized user is claiming that this was an individual account and she was the primary cardholder and he was the authorized user but that is not true and they changed their information on his website after I notified them of his death. So that is not legal - now they sent her a letter attesting that she was the primary cardholder according to their records (which they changed illegally) and claim she is liable for the debt. How should she respond? Thanks
1 Answer from Attorneys
There are many issues here to deal with. It is very important that your mother did not use the card and was not a cardholder for my information to be correct.
If the collection agency has committed fraud, a complaint can be made to Florida's Attorney General. He will investigate this matter. Demand al the paper work they claim they have re your mom. Finally. see my web site for letters that deal with dening debts and make sure the credit bureaus are also notified. Finally, if the matter cannot be resolved, see an attorney.
web site www.ConsumerLawyerHelp.com