Legal Question in Credit and Debt Law in Florida

Fla - Credit Card Trial
I cancelled a credit card over the phone and advised balance was zero. I started receiving collection letters and requested validation and did not receive. Now... the case is going to court for a trial. All previous attempts for a judgement were denied by the judge. At the last hearing, the company provided copies of statements where the account accrued all interest/fees, etc. I have sought legal advice and was told that if I do not owe the debt just tell the judge that.

The initial court filing by the company for pre-trial was right before SOL expired (4 years - credit card debt for Florida).

Any professional advice/direction is greatly appreciated.

Asked on 2/21/07, 9:58 pm

Lorne Cabinsky Law Offices Of Lorne S. Cabinsky, P.A.

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Re: Fla - Credit Card Trial

You might have a FDCPA action against the collection agency. Please contact my office we specifically deal with collections litigation.

Answered on 2/21/07, 11:28 pm

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