Legal Question in Credit and Debt Law in Florida

Re: Foreclosure Penalties

More information is needed in order to accurately answer this question. However, it is very possible you have a cause of action against the builder, and that you can protect your current home. Please contact an attorney to get the full facts fleshed out.

Re: Foreclosure Penalties

without reading the documents, no one can give you an answer

Re: Foreclosure Penalties

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

First, you were the one who defaulted on the mortgage, not the lender. Your possible cause of action against the builder is because you wish to allege that the builder was the proximate cause of your being in default.

This would be governed by the terms of the agreement between you and the builder. You need to consult with an attorney who can review your agreement and advise you of your legal rights and obligations. The attorney will be able to tell you if you have any right or claim against the builder for the delays.

Scott R. Jay, Esq.