Legal Question in Credit and Debt Law in Florida

Never give you bank information to anyone. Never. If you want to pay monthly, then do so. Write a check and send it. Find out how much you owe and negotiate the debt. Revoke their ability to deduct money from your account. Notify the bank, in writing, that they no longer have authority to withdraw from your account.

I agree with the above, but remember you paid about $1500 thus far and only have $700 left. I would first contact the collection agency and have them state in writing what you have paid and what the balance is, that they have the authourithy to collect the debt, and that they will issue you a paid in full release once the debt is paid. Tell them you want to pay them by check or money order from now on and that you are cancelling your bank account and withdrawing their right to wihtdraw any more money from your account. Follow this up with a letter and send it certified mail, return receipt requested. Once the debt is paid, send a letter as suggested in my web site under sample forms. Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com.