Legal Question in Credit and Debt Law in Florida
My husband will have a judgement issued against him from Capital One for an unpaid credit card for $2500. My name is not on this debt. He has no job and is currently on the kidney transplant list and awaiting a disability determination. We own three vehicles that are paid for that are in both of our names and our bank account is a joint account. I work and my wages are deposited into the account. We have 4 children. Bankruptcy is not an option right now because we are two months into our making home affordable modification program three month trial so that we can keep our home. My questions are as follows:
1. Can the vehicles be taken even though they are in both of our names? If so, we will be notified before they are taken?
2. Can our bank account be garnished or frozen?
3. Can my salary be garnished?
Thank you for any questions that you can answer.
1 Answer from Attorneys
See my article on garnishment on my website to answer your questions. I would also suggest you put the bank money in your name. They cannot garnish your salary. Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com. , and for your personal injury needs see www.Fl-PI-lawyer.com
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