Legal Question in Credit and Debt Law in Florida
Insurance Policy issued and will have billed without concent of customer
Dear Sirs,
I received an insurance packet in the mail indicating we had accepted this insurance coverage on our home. The cover letter stated that we had to call within 30 days or the premium will have been billed to our credit card company. I called the insurance company and canceled. Their records could not indicated how we were solicited/nor prove of such acceptance.
I received an email from AT&T that our credit card number is never given out to outside vendors. In this case, HouseHold Protection Plus Insurance Co., in Jacksonville Fl did in fact have our account and was to bill.
We did not order/accept such product. This has to be illegal on the part of AT&T to give out our account number without our permission. We feel that we should not have to call and CANCEL anything that we did not order.
Both AT&T and Household protection replies innocence.
What legal recourse do I have?
Protection Plus has record we were solicited from a marketing firm 'HAP' but has no record of what this represents. AT&T has not record of such marketing firm.
1 Answer from Attorneys
Need More Information
Are you a resident of GA or FL? I am only licensed to practice in GA. Where did this incident take place? What sort of damages have you suffered? I asked about the damages because even if there were some errors or wrongdoings, if you suffered no damages, you have nothing that the court can redress in a civil suit. Plus, what is it you want to do exactly; who do you want to sue? Please remember that litigation costs money so unless you have money to spare, you might reflect on the costs versus the benefits.