Legal Question in Credit and Debt Law in Florida
Joint Homeowner tenenants debt responsibilities
Two unrelated people currently are joint tenenants with right to survivorship. One has a stroke and requires placement in nursing home. Mortgage currently equally divided. Nursing home patient has extremely high credit card debts. Is the other party responsible for any of those debts? Can any of her social security and pension checks be used for mortgage payments or will it all be used by Medicare for nursing home expenses?
2 Answers from Attorneys
Re: Joint Homeowner debt responsibilities
A co-owner of a home is not responsible for the other debts of the other co-owner unless both individuals agreed to pay those debts.
Re: Joint Homeowner tenenants debt responsibilities
Wendell's reply is accurate. Your interest in the use of the proceeds of her checks is a mater of her concern. You have no rights in those items.