Legal Question in Credit and Debt Law in Florida

Re: judgement in florida

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The judgment is good for 10 years and can be renewed for an additional 10 year period. A lien cannot be placed against your home if it is your homestead as defined under Florida law. There is no other way to "get rid" of the judgment except for filing personal bankruptcy.

If you enter into a payment plan, there is a possibility that the creditor will remove the negative information once the debt has been paid. You have to negotiate this at the beginning, however.

Scott R. Jay, Esq.