Legal Question in Credit and Debt Law in Florida
Judgment
I have a 15 year old judgement that is not on my credit any longer, but a lawyer is now coming after me to settle this debt. I've tried to settle this debt for $.50 on the dollar (that's all I have) but they want another $2000. I've done some internet research and have found that judgements have to be refiled after 10 years. The lawyer rep is telling me that is not true. I love in FLorida. Does a judgement have to be refiled after 10 years, and if so, what happens if it's not.
2 Answers from Attorneys
Re: Judgment
NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.
Under Florida law, a certified judgment when recorded in the public records serves as a lien for 10 years. If it is not renewed, it will expire. If it is recorded again, it is good as a lien for another 10 years. If it is not recorded, it dies a natural death.
Scott R. Jay, Esq.
Re: Judgment
The lien may no longer exist, however the judgment has a life of 20 years and can be enforced during that time.
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