Legal Question in Credit and Debt Law in Florida

I live in the state of Florida, and have a question. I have a man calling me, he gives me a name, which I belive is not his real name. He is claiming I owe money for a payday loan from 2009, and if I don't pay that I will be arrested. He wont' give me a phone number, address, fax, etc... I requested for him to send me something in writing and he won't comply, nor tell me the name of the so called company. I have read the laws for the State of Florida, and dont' under our laws, as far as I can understand, you cannot be arrested for not paying a payday loan. I have made complaints with the Attorney General, and the FTC, and my local police. I also informed the guy that I had done this, but I don't think they are even in the U.S., so he didn't act concerned. Can you just verify that I am understanding the laws correctly. Thanks


Asked on 9/07/10, 10:33 am

2 Answers from Attorneys
Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Use call block.

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Answered on 9/12/10, 10:47 am
Angelo Marino Angelo Marino Jr. PA

You understand the laws and it is also a violation of FLorida Statute 559.72 and Fed Statutes to do this. Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com., and for your personal injury needs see www.Fl-PI-lawyer.com

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Answered on 9/15/10, 5:01 pm


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