Legal Question in Credit and Debt Law in Florida

Loan Default

I am wondering how to proceed to collect upon a debt that is owed me by an individual. I have a signed loan document that outlines payment terms and have served the 30 pay notice but the debtor has completely ignored me. What steps do I need to take to collect my money? The principle amount owed is $28K.


Asked on 2/01/09, 8:12 am

2 Answers from Attorneys
Scott Behren Behren Law Firm

Re: Loan Default

You would need to file a lawsuit based upon a default in the terms of the note. You may first want to deterine if the person is collectable or not. Feel free to call or e-mail me if you wish to have some assistance with this matter.

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Answered on 2/02/09, 11:35 pm
Brent Rose The Orsini & Rose Law Firm

Re: Loan Default

You need to file a breach of contract lawsuit in circuit civil court.

It's enough money, though, that you ought to consider using a lawyer. Circuit civil isn't the "people's court." Circuit civil has complex rules and procedures where, unlike in small claims court, the judges can be unforgiving for those who make mistakes.

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Answered on 2/02/09, 12:09 pm


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