Legal Question in Credit and Debt Law in Florida

Several months ago, I returned a vehicle to the dealership where I purchased that I could no longer afford. I called the finance company to see if I could work out something in order to keep the vehicle, but nothing worked out. I have been getting letters & phone calls from a collection agency that i needed to make arrangements to pay the debt. I advised them that I was not able to do so. Of course, they are advising that I need to consult with an attorney about what the laws in the State of Florida wil allow them to do to recove the monies owed. I would appreciate your assistance in this matter. Thanks

Nelda Lord


Asked on 5/23/11, 2:46 pm

1 Answer from Attorneys
Angelo Marino Angelo Marino Jr. PA

See my web site on repossession and collection law. First, they must notify you of the sale of the vehilcle and the notice and sale must be according to the law. If they sell it for a deficiency, their only course of action is to sue you for the difference. I suggest you keep all the paper work relating to the sale and debt as well as keep a record of all contacts and who you spoke with, when, and what was said. If contacted for a deficiency, contact a consumer lawyer in your area. See my web site for this and more information. www.ConsumerLawyerHelp.com.

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Answered on 5/23/11, 5:01 pm


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